Tier Strategy Guide

Design an effective tier structure for your loyalty program

A well-designed tier structure motivates customers to spend more while rewarding your best customers appropriately.

Tier Design Principles

1. Make the First Upgrade Achievable

The jump from base tier to the first upgrade should feel attainable:

  • Too high: Customers give up before reaching it

  • Too low: No sense of achievement

  • Sweet spot: 2-3x your average order value

2. Create Meaningful Differences

Each tier should feel noticeably better:

  • Cashback rates should increase significantly (not just 0.5%)

  • Consider 1.5-2x multipliers between tiers

3. Keep It Simple

  • 3-4 tiers is optimal

  • More than 5 tiers creates confusion

  • Use clear, memorable names


Tier Structure Examples

Standard E-commerce Store

Best for: General retail, fashion, home goods

Tier
Threshold
Cashback
Notes

Bronze

$0

2%

Entry tier for all customers

Silver

$300

4%

Achievable after 3-4 orders

Gold

$1,000

6%

Loyal customer recognition

Platinum

$2,500

10%

VIP status, exclusive

Premium/Luxury Brand

Best for: High AOV stores, luxury goods

Tier
Threshold
Cashback
Notes

Member

$0

1%

Base tier

Preferred

$1,000

3%

Regular customers

Elite

$5,000

5%

Significant spenders

VIP

$15,000

8%

Top customers

Subscription/Consumables

Best for: Repeat purchase products, subscriptions

Tier
Threshold
Cashback
Notes

Starter

$0

3%

Higher base rate

Regular

$200

5%

Quick first upgrade

Loyal

$500

7%

Consistent buyers

Champion

$1,000

10%

Brand advocates

Budget-Conscious Store

Best for: Discount retailers, high-volume low-margin

Tier
Threshold
Cashback
Notes

Basic

$0

1%

Minimal base reward

Plus

$150

2%

Easy first tier

Premium

$400

3%

Regular shoppers


Setting Thresholds

Based on Average Order Value (AOV)

Use your AOV to set achievable thresholds:

Your AOV
Suggested First Upgrade
Top Tier

$30-50

$150-250

$500-800

$50-100

$250-400

$1,000-1,500

$100-200

$400-600

$1,500-3,000

$200+

$600-1,000

$2,500-5,000

Based on Customer Distribution

Look at your existing customer spending:

  • First upgrade: Top 30-40% of customers should qualify

  • Second tier: Top 10-15% of customers

  • Top tier: Top 2-5% of customers


Setting Cashback Rates

Calculating Sustainable Rates

Your cashback should be funded by:

  1. Increased customer retention

  2. Higher average order values

  3. More frequent purchases

Rule of thumb: Total cashback should be < 50% of your profit margin

Profit Margin
Safe Max Cashback

20%

Up to 8%

40%

Up to 15%

60%+

Up to 20%

Rate Progression Examples

Conservative (safe for low margins)

Standard (balanced)

Aggressive (high margins, competitive market)


Evaluation Period Strategy

Annual Evaluation

  • Spending resets each year

  • Customers must maintain spending to keep tier

  • Creates urgency and ongoing engagement

  • Best for: Most stores

Lifetime Evaluation

  • Spending accumulates forever

  • Customers never lose progress

  • Simpler to understand

  • Best for: New programs, relationship-focused brands


Common Mistakes to Avoid

❌ Too Many Tiers

Problem: 6+ tiers confuse customers Solution: Stick to 3-4 tiers maximum

❌ Unreachable Top Tier

Problem: $50,000 threshold when AOV is $50 Solution: Top tier should be achievable by your best 2-5% of customers

❌ Tiny Rate Differences

Problem: 2% → 2.5% → 3% feels meaningless Solution: Make each tier noticeably better (at least 1.5x)

❌ Forgetting Your Margins

Problem: 20% cashback on 15% margin products Solution: Calculate sustainable rates before setting them


Tier Naming Best Practices

Metal/Gem Themes

  • Bronze → Silver → Gold → Platinum

  • Ruby → Sapphire → Emerald → Diamond

Status Themes

  • Member → Preferred → Elite → VIP

  • Basic → Plus → Premium → Ultimate

Brand-Aligned Names

  • Use names that match your brand voice

  • Consider your product/industry

  • Make them memorable


Next Steps

  1. Create Your First Tier - Build your tier structure

  2. Initial Data Sync - Import historical data

  3. Review Business Metrics for ROI tracking

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